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Brownstone Real Estate Company's Blog

Fast Fixes to Your Credit Score

Magnifying glass over the words credit scoreGetting the Best Rates Possible

In a previous post, I stated you needed a credit score between 640 and 680 to qualify for a mortgage. To get the best rates offered by a mortgage company, however, you should have a score in the 750 range. With this type of credit score you'll not only get the best mortgage rates, but also insurance rates. So, by improving your credit scores you improve your pocketbook.

From Search to Settlement

couple looking at homes on laptopLet’s talk home purchases. Whether you’re new to the field, upsizing or downsizing, there are several things you should know about purchasing a home.

The first step in the buying process is to obtain a pre-approval letter from your financial institution or mortgage company. This service should be provided free of charge and will allow you to set a limit on the price of your home. In order to qualify for a mortgage, your credit score should ideally be between 640 and 680.

Remembering . . .

American Flag in breezeI awoke yesterday, in our protected Lebanon Valley, to a bright, crisp, late summer day of nearly cloudless skies, ready for a typical day of work in the real estate profession. I could say the same type of day that I awoke to eleven years ago… a day that turned out quite differently for many of us in the United States.

White Ice, Harvest Gold, and Magic 8-Balls

magic eight ballAccording to a recent blog article by Deirdre Sullivan at House Logic, ‘white ice’ has replaced ‘stainless’ as the new coveted finish for kitchen appliances. I’m partial to white, especially when blended with elegant silver accents as Whirlpool has done, so I’m happy to embrace the trend. Perfect timing too, as I’d love to remodel my kitchen within the next 2-3 years. The new line also promises to be easier to clean, a wonderful plus given the heavy use refrigerators, ranges and dishwashers endure.

It did, however, make me think of some of the color schemes that were popular in years and decades past. Do you remember: